personal budgeting Archives

Ask the reader–what would you do with an unexpected windfall?

Ask the reader: what do you do with unexpected windfalls? Do you splurge or treat them as regular income?

an example savings plan – how ours works

Here is a list of what we save towards in our own savings plan.

managing electronic bills

I’m a huge fan of going paperless when it comes to bills. I confess that I HATE filing and my previous employers will confirm that filing is not a talent of mine. I’m surprised however, at how many companies still don’t have online billing. I have contacted our electricity provider and credit card company and [...]

the backup plan

Creating a backup plan helps curb spending when temptation comes knocking.

Household Budget Analysis For 2009

How did you go in 2009? After doing our budget analysis for last year, I thought I would share with you how we went, and the information that can be gleaned from keeping a budget.

Using The PMT Function In Excel To Calculate Monthly Debt Repayments

Calculating your loan repayments using Excel 2007

How Liquid Are You?

Use the current and liquid ratios to track your progress out of debt and into wealth.

Tracking How Much You’re Not Spending

Keeping a record of what you’re not spending you’re money on can be as insightful as tracking what you are spending it on.

review: quicken personal 2009 – personal financial software

Review of Quicken Personal 2009 and a description of it’s features with screenshots.

How Much are you Worth? calculating your net worth

Calculating your net worth gives you a simple yet powerful tool to use for wealth creation. It helps you measure your financial health and track your financial progress.