debt reduction Archives

debt free and thriving–a free ebook on getting out of debt

I’ve been working hard lately on writing an eBook about how to get out of debt and today I’m ready to launch it into the world! This time of the year is popular for deciding to reduce debt – getting out of debt and saving more money are two of the most popular New Year’s [...]

5 techniques to a secure financial safety net

Go beyond the emergency fund with these five tips to help ensure a secure financial future.

taking your small savings and making them bigger

Saving small amounts certainly adds up, but you can super charge your savings with the power of compound interest, either interest earned on savings accounts or investments or interest saved by paying down debt more quickly than the minimum.

3 strategies that will get you out of debt quicker

This is a guest post by Jason Holmes. The debt scenario in Australia has reached great levels. There are many sinking in credit card debt, looking for ways in which they can get out of debt. If you are one such Australian hit by debt, then you must try and come out of the situation. [...]

good debt v bad debt – is there such a thing?

Is there such a thing as ‘good debt’ and if so what is the difference between good debt and bad and how can knowing the difference affect your finances?

Avoiding The Christmas Shopping Hangover

Do you dread the after Christmas credit card bill? Rather than playing Chrismas debt catch up, save on Christmas and have a merry new year.

Calculating Extra Loan Repayments In Excel Part 1

While it’s easy to use a free online calculator to calculate your loan repayments, it’s fun to do yourself in excel, and you can use your calculations to run some sohpisticated budget forcasts using different repayment scenarios. This is part one in a three part series on loan calculations in excel.

Little by Little – Snowflaking Your Way Out Of Debt

Snowflake your way out of debt. On top of snowballing, this is an effective way to pay off debt fast.

Building Momentum With The Snowball Debt Reduction Method

The snowball method of debt reduction is a powerful way to reduce debt in less time saving you more money.

Weekly Link Review – The Debt Collector Edition

Just a few links on debt from some of my favourite sites. This month I’ll be looking at ways to cut debt.  Credit Card Debt How to get out of Credit Card Debt by Frugal Dad Wipe out Your Credit Card Balance by Wise Bread Debt Psychology What is your Debt Philosophy by My Two [...]