budgeting and finance Archives

ask the reader–mortgages, budgeting and living the single life

Living on a single income – ask the readers – how do you pay down a mortgage and keep up with the bills when single?

debt free and thriving–a free ebook on getting out of debt

I’ve been working hard lately on writing an eBook about how to get out of debt and today I’m ready to launch it into the world! This time of the year is popular for deciding to reduce debt – getting out of debt and saving more money are two of the most popular New Year’s [...]

how to make saving money as easy as doing nothing

Another powerful tool to add to your personal finance management system.

planning a christmas budget

Take the pain out of the post-Christmas period by creating (and sticking to) a Christmas budget.

want to save but don’t know where to start? start small–it’s worth it

If you’ve ever wondered if it’s worth your time and energy to save a few cents here and a couple of dollars there, in this article I present the case for small change and show how small savings can add up.

why budgets fail and what you can do about it

Budget failure is a common occurance. These tips will help you to avoid budget failure and ensure saving success.

how to save towards multiple savings goals

How do you keep track of multiple savings goals? Here’s how I keep track of and work towards saving for multiple goals.

Teaching money to kids with five activities

This is a guest post by Alban of Homeloan Finder. As we get older, the mistakes we have made in our financial lives over the years become more apparent, and one result of this realisation is usually to take steps to avoid making those same mistakes again. However, when you have children, another motivation will [...]

Are you really heading in the direction you think you are?

Things have been tight lately. The other day I went to the store knowing I only had $17 left for the week. Milk, grapes, cat food and two bananas later, the checkout operator’s telling me the total is $19. Um, better make that one banana. Yeah, nanas are expensive at the moment. And it’s still [...]

preparing the household budget for 2011

Preparing a budget and tracking your actual income and expenses is the first step in empowering you to reduce your expenditure, save money and get control over your personal finances.