disclaimers, disclosures and other important information
All the legal stuff in one place.
All information on this website is provided for informational purposes only. It is not professional or financial advice. You should always seek financial advice from one or more qualified professionals.
frugalandthriving.com.au makes no representations as to accuracy, completeness, currentness, suitability, or validity of any information on this site and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis.
I, Melissa Goodwin, am the legal copyright holder of all material on the blog, unless otherwise notes, and as such, any material on the blog must not be reprinted or republished in any form, without my written consent.
Your privacy is important. If you leave a comment or sign up to a newsletter or in any other way interact with frugalandthriving.com.au in which you leave personal information, I will never sell this information to another company, put this information on a spam list or abuse it any way.
Google registers your IP address when you visit the blog, along with your region and time of visit. This information is used for analytical purposes only. Importantly, the IP address is not linked to any personally identifiable information (I can tell that 54% of visitors to the blog today came from Australia, but I don’t know who you are or anything about you).
letters and emails
But you’re more than welcome to leave a comment or send an email to introduce yourself. I love hearing from readers!
If you do drop me a line (and I hope you do), I will never publish your email on the blog (or anywhere else) without your express and written permission and I will never share your information with anyone else.
links to third party websites
I have included links on this site for your use and reference. I am not responsible for the privacy policies on these websites. You should be aware that the privacy policies of these sites may differ from that of frugalandthriving.com.au.
disclosures and affiliate links.
frugalandthriving.com.au includes affiliate links. These are links to third party products. If you decide to purchase, I receive a small commission without any extra cost to you. This ‘beer money’ helps pay for web hosting and other costs associated with producing and maintaining a blog.
All affiliate links are for products I have tried, used and liked or books I’ve read and am happy to recommend.
Having said that, I’m not responsible for the actions of advertisers and sponsors. If you buy a product or service via a link on the blog, you must take action with that company to resolve any issues.
It’s important for me to tell you that I turn down about 98% of offers for advertising and sponsorship. The interests of my readers come first. You are my first priority. I always turn down inappropriate advertisers, and I will continue to do that in the future.
I have never written a sponsored post but may accept the offer to do sponsored posts in the future under the following conditions: the sponsor is relevant and of help to you, and I write the article and the content is at my own discretion. If I ever do write a sponsored post, I’ll let you know.
And most importantly…
I hope that you enjoy the content on frugalandthriving.com.au. If you ever have any questions or concerns please email me at email@example.com. And if you just want to say hello, I’ll look forward to that email too.