budgeting and finance Archives

want to save but don’t know where to start? start small–it’s worth it

If you’ve ever wondered if it’s worth your time and energy to save a few cents here and a couple of dollars there, in this article I present the case for small change and show how small savings can add up.

why budgets fail and what you can do about it

Budget failure is a common occurance. These tips will help you to avoid budget failure and ensure saving success.

8 practical ways to get the most out of your savings

Here are 8 great tips from Arnold of Savings Account Finder on how to make the most of your savings and build your savings balance that little bit quicker.

how to save towards multiple savings goals

How do you keep track of multiple savings goals? Here’s how I keep track of and work towards saving for multiple goals.

working towards long term goals? what to do in the meantime

We know the importance of long term financial goals, but how do you enjoy today and now, while still working towards goals to be realised in the future? Here are a couple of my tips for enjoying the now, while still saving for the future.

the zen of long term financial planning

Just as where you are today is the result of the actions you took in the past, so too will the actions you take today determine how your life will be in the future. Deep, man. The key to planning for the future without worrying about the future.

can you beat the tax man? Diy tax returns

DIY tax? On one hand, you save money on the accounting fees. On the other, it could cost you more in lost deductions that the savings on the fee and could be more hassle than it’s worth. Do you DIY?

managing electronic bills

I’m a huge fan of going paperless when it comes to bills. I confess that I HATE filing and my previous employers will confirm that filing is not a talent of mine. I’m surprised however, at how many companies still don’t have online billing. I have contacted our electricity provider and credit card company and [...]

tip tuesday–The ‘always something comes up’ fund

You’ve budgeted your money, you’ve put funds aside for the bills, you’ve tried to predict potential expenses in the future and you have a healthy emergency fund. But there’s always something that comes up that can muck the budget around (and put a real strain on the pocket when funds are tight). That happens to [...]

Teaching money to kids with five activities

This is a guest post by Alban of Homeloan Finder. As we get older, the mistakes we have made in our financial lives over the years become more apparent, and one result of this realisation is usually to take steps to avoid making those same mistakes again. However, when you have children, another motivation will [...]