budgeting and finance Archives

having a baby–australian government assistance options

A summary of the current (May 2012) Australian Government assistance programmes available to families.

ask the reader–mortgages, budgeting and living the single life

Living on a single income – ask the readers – how do you pay down a mortgage and keep up with the bills when single?

Ask the reader–what would you do with an unexpected windfall?

Ask the reader: what do you do with unexpected windfalls? Do you splurge or treat them as regular income?

an example savings plan – how ours works

Here is a list of what we save towards in our own savings plan.

debt free and thriving–a free ebook on getting out of debt

I’ve been working hard lately on writing an eBook about how to get out of debt and today I’m ready to launch it into the world! This time of the year is popular for deciding to reduce debt – getting out of debt and saving more money are two of the most popular New Year’s [...]

how to make saving money as easy as doing nothing

Another powerful tool to add to your personal finance management system.

planning a christmas budget

Take the pain out of the post-Christmas period by creating (and sticking to) a Christmas budget.

causes of overspending and how to avoid it

Do you tend to overspend? Here are some reasons why people overspend and some tips on how to avoid it.

5 techniques to a secure financial safety net

Go beyond the emergency fund with these five tips to help ensure a secure financial future.

taking your small savings and making them bigger

Saving small amounts certainly adds up, but you can super charge your savings with the power of compound interest, either interest earned on savings accounts or investments or interest saved by paying down debt more quickly than the minimum.