budgeting and finance Archives

debt free and thriving–a free ebook on getting out of debt

I’ve been working hard lately on writing an eBook about how to get out of debt and today I’m ready to launch it into the world! This time of the year is popular for deciding to reduce debt – getting out of debt and saving more money are two of the most popular New Year’s [...]

how to make saving money as easy as doing nothing

Another powerful tool to add to your personal finance management system.

planning a christmas budget

Take the pain out of the post-Christmas period by creating (and sticking to) a Christmas budget.

causes of overspending and how to avoid it

Do you tend to overspend? Here are some reasons why people overspend and some tips on how to avoid it.

5 techniques to a secure financial safety net

Go beyond the emergency fund with these five tips to help ensure a secure financial future.

taking your small savings and making them bigger

Saving small amounts certainly adds up, but you can super charge your savings with the power of compound interest, either interest earned on savings accounts or investments or interest saved by paying down debt more quickly than the minimum.

want to save but don’t know where to start? start small–it’s worth it

If you’ve ever wondered if it’s worth your time and energy to save a few cents here and a couple of dollars there, in this article I present the case for small change and show how small savings can add up.

why budgets fail and what you can do about it

Budget failure is a common occurance. These tips will help you to avoid budget failure and ensure saving success.

8 practical ways to get the most out of your savings

Here are 8 great tips from Arnold of Savings Account Finder on how to make the most of your savings and build your savings balance that little bit quicker.

how to save towards multiple savings goals

How do you keep track of multiple savings goals? Here’s how I keep track of and work towards saving for multiple goals.