debt free and thriving–a free ebook on getting out of debt

Debt Free and Thriving Free ebookI’ve been working hard lately on writing an eBook about how to get out of debt and today I’m ready to launch it into the world!

This time of the year is popular for deciding to reduce debt – getting out of debt and saving more money are two of the most popular New Year’s Resolutions. Unfortunately, many of us don’t manage to stick to these resolutions.

This eBook outlines a strategy for paying off your debts (without too much pain) and saving money to cover future expenses at the same time, in order to stay out of debt in the future.

I would love to hear your feedback on the eBook, whether you find the information helpful and whether you see results. If you’re goal is to pay down your debts this year, I wish you all the best.

If you’re looking for a complete system for budgeting your money easily without tracking expenses or mucking around with spreadsheets, then check out the Plan Save Thrive online workshop where you’ll learn how to automate your money to reach your financial goals, cover expenses, pay off debts and have some money left over for the fun stuff.

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  1. Bec says

    what a great book! my husband & I will definitely be reading through this tonight, great work mel!

  2. says

    Fantastic! Read it cover to cover, great money management ideas. Will be sending the link to a few friends. Great work, and thank you for putting it all together.

  3. kaye B says

    Hi Melissa. Thanks so much for all your hard work preparing the e-book. It looks great! We are very blessed to be debt free, but this will be great for my daughter who is getting married in March. Im sure they will have to take on some debt though, just starting out and looking to buy a home. It may save them from getting themselves too far into debt, so thank you! :)


  4. says

    Thanks for the free e-book it is just what I need at the moment. I have just started a blog on a similar theme to track how we’re going paying off our debt, living thriftily but still living well, and managing that while working full-time. I would like to retire in 5 years so I’m hoping to get our debt way down by then.

  5. says

    Great book! Thanks for making it available for free, much appreciated. Hope you don’t mind but I’ve linked to your post so others can read too.

  6. says

    Great book! Had come across the concepts before, but it is handy to have them all in the one spot, as opposed to spread across multiple webpages. Very handy reminder for me right now as to what I know I should be doing about our debt.

    Glad you did not go into debt consolidation, have been bitten by that stuff in the past. My financial planner that I was seeing for super suggested it to me last time I saw him, I tried to tell him about snowballing and he had not heard of it before, just tried to get me to sign up for an interest free credit card instead.

  7. says

    This is a gem of a site. This resource in amazing. I really like snowflake concept is can propagate to using the snowball effect. Sometimes it hard to explain to people how to get started. This is a gem.